Business owners are under legal obligations when handling payment card data. Fortunately we are experienced in this area and can advise you.
As part of our service we'll ensure your website meets all the necessary requirements. The following pages in this section deal some of the most important areas:
PCI Compliance is a scheme setup by Mastercard, Visa and JCB to ensure all businesses who collect, store or transfer payment card details handle the data to strict standards for fraud prevention purposes. PCI Compliance became a legal requirement for every business in September 2009 and failure to adhere to PCI Compliance comes with a hefty fine of up to £100,000.
Evolve ensures your ecommerce website is PCI Compliant from the start, and remains PCI Compliant throughout its life with our hosting and management services. Read more about PCI Compliance here.
A Payment Gateway acts as the first of two stages between a customer putting their payment details into your website and the funds arriving in your company bank account.
A Payment Gateway is a service run by another company such as SagePay or Paypal to handle the financial transaction. The Payment Gateway will check the payment card details and available funds with the bank and provide feedback to the website in the form of a payment success or payment failure. As part of our service we will guide you through your options to select the right Payment Gateway account for you.
Internet Merchant Accounts
An Internet Merchant Account acts as the second of two stages between a customer putting their payment details into your website and the funds arriving in your company bank account. Funds typically take a week to arrive in your bank account depending on your chosen provider. As part of our service we will guide you through your options to select the right Internet Merchant Account for you.
3D Secure is a very effective PIN system used by Visa, Mastercard and JCB to help prevent fraud.
3D Secure is an optional service which you can bolt onto your payment gateway service to help prevent fraudulent orders. Although 3D Secure presents an extra layer for the customer we still recommend 3D Secure to prevent loss of earnings.
Get in touch
To talk to us about Online payments, or to arrange a consultation please complete the form on the top right, or call us on 01903 779056.